Mortgage Tips and Advice

5 Tips on Selecting a Mortgage Company

5 Tips on Selecting a Mortgage Company

LOVELAND –  Whether it is purchasing your first home, buying a vacation home or downsizing to something more appropriate to fit your life style, a new beginning can be a wonderful experience. It can also be a bit overwhelming. There are open houses to attend, homes to...

What Happens After You Close On Your Home?

BOULDER – After searching, researching and working with your team of professionals, you’ve finally closed on the home of your dreams. So how do you maintain mortgage confidence once the new place is purchased? Read on to learn how to preserve your property long after...

Mortgage: How to Close On Your Home

BOULDER – Research done, negotiations resolved, moving plans made, mortgage approved – only one hour at a title company stands in the way of getting those new keys in your hand. Ready, set, close! Who will attend the closing Title agent reviews the contract, issues...

How Does Inflation Affect Interest Rates?

How Does Inflation Affect Interest Rates?

  BOULDER – As everyone in the world of home buying knows, interest rates go up and down. The Federal Reserve raises these rates to help keep inflation from growing out of control. Inflation is determined by how fast the cost of a good or product rises; it varies by...

Guaranteed Rate Rolls Out New Mortgage Program

Guaranteed Rate Rolls Out New Mortgage Program

BOULDER – Guaranteed Rate is rolling out a new program called GR Flex Power. The program is designed to allow buyers to “flex” their muscles when purchasing a home valued at up to $3 million. For those buying in Boulder or the Front Range – where the housing market...

Property Management in a Pro-Pot State

Property Management in a Pro-Pot State

BOULDER – Marijuana remains more illegal than legal on the national level, but the movement is certainly gaining ground. So far, a handful of states have legalized on the recreational front (with several more states allowing medicinal marijuana). For landlords, this...

Tips for Avoiding Phishing Scams

Tips for Avoiding Phishing Scams

BOULDER –  Avoiding scams can pose a challenge, especially since phishing attempts are becoming more sophisticated. In extreme cases, phishing and fraud can cause disastrous results, including the loss of life savings. Since online scams are becoming more difficult to...

Why your mortgage is getting more expensive

World events are conspiring to make it more expensive for you to borrow money to buy a house. Mortgage rates have increased for five consecutive weeks, according to Bankrate data, bringing interest on a 30-year fixed rate loan to 4.44 percent, the highest level in 11...

Mortgage rates on the rise

Mortgage rates on the rise

LOVELAND – Mortgage rate increases have been predicted to rise for some time now, and we’ve finally seen a notable change. According to Realtor.com, rates are currently the highest they have been in four years! What does this mean for home buyers? Reduced buying power...

Federal Reserve Prime Rate Prediction

Federal Reserve Prime Rate Prediction

BOULDER – The financial forecast is one with rising temperatures: the Federal Reserve is predicted to raise the Prime Rate as many as three times this year. This is important because home equity lines are directly tied to the prime rate. When the rate goes up, the...

How Does a Fed Rate Increase Affect Mortgage Rates?

How Does a Fed Rate Increase Affect Mortgage Rates?

In news from the financial world, it’s expected that the US Federal Reserve’s Open Market Committee will raise interest rates before the end of the year. Experts are predicting a 60% chance of an increase. This is exceeding expectations; just recently, experts set the...

4 ways to pay off your mortgage early

4 ways to pay off your mortgage early

If you can afford it, it might be simple to pay off your mortgage earlier. But should you? That’s a complicated question. Homeowners with low mortgage rates may be better off putting extra money in a Roth IRA or 401(k), both of which might offer a higher return than...


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